Tax reserve, payroll, operations or any name you choose
Move funds between them at no charge
View every balance as the sum of its entries
Secure digital banking with Swiss Community Bank
Secure digital banking with Swiss Community Bank
Dedicated sub-accounts for tax, payroll and operations, with approval workflows, invoicing and developer tools.
Treasury tools for small teams and established companies, running on the same ledger as personal accounts.
Keep tax reserves, payroll and operations apart, each in the currency it requires.
Tax reserve, payroll, operations or any name you choose
Move funds between them at no charge
View every balance as the sum of its entries
Paste a list, verify every row and send the batch.
Every row is validated before anything is sent
Free within Switzerland, 1% for international transfers
Batches above your threshold await an approver
Send payment requests, keep receipts and download annual statements.
Invoices carry your account number and a reference
Receipts for every payment you send
Tax and withholding statements by year
Request an instrument; our trade desk reviews and issues it.
Fee 0.5% (minimum €100) plus a 10% cash margin held until closure
Restricted destinations are declined
Every decision is recorded
Keys, webhooks and a sandbox for testing.
Keys are shown once and stored as a one-way hash
Webhook deliveries with retries and a complete event log
The sandbox switches off when the bank goes live
Invite colleagues and decide who may do what.
Owner, admin, approver, accountant and viewer roles
Approval rules for large batches
Your own audit log of every action
A few precise facts about how your banking works, so that you always know what to expect.
Yes. Invite colleagues as admin, approver, accountant or viewer, and set approval rules for large batches.
Every row is validated before anything is sent, and batches above your threshold await an approver.
No. Transfers never require release codes or additional payments. If anyone asks you for one, it is not us.
Tell us what you need and we will respond.