Secure digital banking with Swiss Community Bank

Personal banking

A euro account, multi-currency sub-accounts and debit cards under your control, with payments within Switzerland at no charge.

Personal banking

Accounts that work together

Choose the area that matches your needs. Every product runs on the same account and the same transparent ledger.

Your euro account

Your main account is held in euro. Opening it requires no identity check, but sending money does.

Free payments and bills within Switzerland

Transfers between customers are free

A monthly sending limit that you can see on your account

Keep your money organised

Open sub-accounts in CHF, USD, GBP or CAD, or in euro for tax and savings goals.

Up to ten sub-accounts per customer

Move money between your own accounts at no charge

Exchange between currencies at a published margin

Debit cards you control

Order a virtual card instantly, or a physical card by post.

Freeze and unfreeze in one tap

Daily and monthly limits that you set yourself

Switches for online, ATM, contactless and international use

Pay anyone, clearly

Save beneficiaries once and pay them again without retyping IBANs.

International transfers cost 1%, always shown before you confirm

Swiss QR-bill references are checked for you

Large payments are reviewed by our team, with a written reason

Account packages

Choose the plan that fits

Start free and upgrade when you need more sub-accounts, higher limits or a dedicated adviser. You may change plan at any time from your dashboard.

Essential

Free

  • Euro account with an IBAN
  • Virtual debit card
  • Free payments within Switzerland
  • Email support

Choose plan

Plus

€6 / month

  • Everything in Essential
  • Physical debit card
  • Up to five sub-accounts
  • Priority support

Choose plan

Premium

€18 / month

  • Everything in Plus
  • Up to ten sub-accounts
  • Higher limits
  • A dedicated adviser

Choose plan

At a glance

The facts that matter

A few precise facts about how your banking works, so that you always know what to expect.

Our team of financial specialists at work

Fees on payments and bills within Switzerland

0%

Our team of financial specialists at work

Sub-accounts per customer, for savings, tax or payroll

10 max

EUR, CHF, USD, GBP and CAD, held side by side

5 currencies

Our team of financial specialists at work

Secure access, at any hour, from any device

24/7

Our team of financial specialists at work

Frequently asked questions

Straight answers

Can I open an account without an identity check?

Opening a euro account does not require one, but sending money does. You can complete the check from your dashboard.

How many sub-accounts can I have?

Up to ten per customer, in euro, CHF, USD, GBP or CAD.

Is there ever a code or fee to release my money?

No. Transfers never require release codes or additional payments. If anyone asks you for one, it is not us.

Talk to our banking team

Swiss Community Bank

Ready to take a look?

Sign in to see how the dashboard works, or tell us that you would like an account.